Back to Blog
Compliance
October 4, 20269 min read

Which Queensland parties to a conveyance each owe CDD

On a Queensland conveyance, customer due diligence is owed by each firm that provides a designated service, for its own customer. The buyer and the seller, as parties to the contract, do not owe each other’s checks.

Quick answer

List the firms, not the names on the contract. The listing agent, a buyer’s agent, the seller’s lawyer or conveyancer, and the buyer’s lawyer or conveyancer each ask whether they provide a designated service. Queensland does not add a second AML Act. One firm’s check does not discharge another firm’s; the client of that firm pays that firm’s check.

People search “Queensland conveyancing who does CDD” when a Brisbane settlement has a listing agent and two law firms, and each office hopes another office has already done customer due diligence. Checked against AUSTRAC’s professional designated services page on 4 October 2026. This is general information, not legal advice. This page does not reproduce that guidance. Who the customer is, once you know the service is yours, is who the customer is in real estate. The conveyancer’s service test is assisting a transfer. The sector map is /tranche-2.

The contract has parties. The Act has services.

A conveyance in Queensland can have a seller, a buyer, a listing agent, a buyer’s agent, and a lawyer or conveyancer on each side. Those are parties to a deal. Customer due diligence attaches to a designated service a firm provides, not to the fact that someone’s name is on the contract.

Professional bodies in Queensland publish commentary. The obligation still comes from the Commonwealth regime. This page does not reproduce a state FAQ.

  • Listing agent. If selling the property is a designated service they provide, they do their own customer due diligence. They do not do the buyer’s lawyer’s.
  • Buyer’s agent. A separate firm, a separate service, a separate customer. Sharing the same property does not share the file.
  • Seller’s lawyer or conveyancer. Assisting the transfer may be their designated service. The agent’s VOI pack is not that work.
  • Buyer’s lawyer or conveyancer. Same test, other client. Do not accept the other side’s PDF as your program’s record.

Who owes what on one Brisbane file

Parties on a Queensland conveyance. This table does not reproduce AUSTRAC’s designated-services guidance.

PartyOwes CDD?Common mix-up
Seller or buyerNo, unless that person is themselves a reporting entityThe client must self-check so the firm need not
Listing agentYes, if they provide a real-estate designated serviceThe buyer’s lawyer will cover it
Buyer’s conveyancerYes, if assisting the transfer is a designated service they provideThe listing agent’s pack is enough
Seller’s solicitorYes, on their own service and their own customerOne check for the whole contract

Where the Queensland parties page stops

This page splits the firms on a Queensland conveyance. It is not the general test of who the customer is, and it is not the national note on assisting a transfer. Those are who the customer is in real estate and assisting a transfer.

What the client pays

On FreeAML the firm suite is A$0. The firm emails the client a link. Verification is client-pays. On the public list a personal KYC check is A$20 and a company or trust KYB check is A$40. Use KYB when the customer is a company or a trust. Another firm’s check is not included in your firm suite, and you cannot spend their result as if it were yours. Confirm the live amounts on FreeAML pricing. FreeAML does not decide which Queensland firm owes customer due diligence on a given file.

Frequently Asked Questions

Your customer is the check you email. Theirs is not.

The firm suite is A$0. The client pays the check your program requires. The firm emails the link.

Open an AML check

Questions: team@freeaml.com.au