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Biometric verification

Identity verification made instant

Verify anyone's identity in 60 seconds. Biometric ID verification, document scanning, and AML screening. AUSTRAC compliant. From $15.

Tranche 2 compliance required from July 1, 2026

Real estate agents, accountants, lawyers, jewellers, and high-value dealers must verify client identities before providing services. Penalties for non-compliance up to $27 million.

Read Tranche 2 guide
Driver's licence
Passport
Medicare card
Liveness check

Why digital identity verification?

Digital identity verification replaces slow, in-person ID checks with instant, remote verification. Your client receives a secure link, scans their ID on their phone, and completes a biometric selfie check—all in under 2 minutes.

This is essential for Australian businesses subject to Tranche 2 of the AML/CTF Act. From July 1, 2026, you must verify every client's identity before providing designated services. Traditional methods (photocopying IDs, in-person meetings) are slow, expensive, and error-prone.

Digital identity verification solves this with:

  • Speed: Verification completed in 60 seconds, not days
  • Security: Biometric liveness checks prevent fake IDs and deepfakes
  • Compliance: AUSTRAC-approved method with audit-ready reports
  • Convenience: Clients verify from anywhere, on any device

How identity verification works

Multi-layer verification for maximum security and compliance

Document Verification

Validates Australian driver's licences, passports, and Medicare cards using government databases.

Biometric Selfie Check

Captures a live selfie and compares it against the photo on the ID document to confirm identity.

Liveness Detection

Advanced anti-spoofing technology ensures the person is physically present (not a photo or video).

AML Watchlist Screening

Checks the individual against global sanctions lists, PEPs, and financial crime databases.

AUSTRAC-Compliant Reports

Generates a Customer Due Diligence (CDD) report that meets all regulatory requirements.

Real-Time Verification

Complete identity verification in under 2 minutes. Reports delivered instantly via email.

Why businesses choose InstantAML

No in-person meetings

Clients verify remotely on any device. No need to visit your office.

Bank-grade security

256-bit encryption. Data stored in Australian AWS servers.

Biometric-grade accuracy

Liveness check prevents fake IDs, photos, and deep fakes.

Audit-ready reports

Every report includes timestamped proof for AUSTRAC compliance.

Tranche 2 compliance: Who needs identity verification?

From July 1, 2026, Tranche 2 businesses must verify the identity of every client before providing designated services. This includes:

Real Estate Agents

Verify buyers, sellers, landlords, and tenants

Accountants & Tax Agents

Verify clients before tax or financial services

Lawyers & Conveyancers

Verify clients for legal matters and settlements

Jewellers & High-Value Dealers

Verify customers for transactions over $10,000

Trust & Company Service Providers

Verify beneficial owners and controllers

Car Dealers

Verify buyers for vehicles over $10,000

Penalties for non-compliance

Businesses that fail to verify client identities face penalties up to $27 million for corporations or $5.4 million for individuals. AUSTRAC audits are random and unannounced.

3 steps to verify identity

STEP 01

Send secure link

Enter your client's email or mobile. We send them a unique verification link instantly.

STEP 02

Client verifies remotely

They scan their ID and take a selfie with liveness check. Works on any device. Takes under 2 minutes.

STEP 03

Get compliance report

Receive an AUSTRAC-compliant report via email. Accessible forever in My Verifications.

Simple, transparent pricing

No subscriptions. No hidden fees. Pay per check.

I'll PayClient Pays (Free ✨)

Individual KYC

$15$0

Free for you (client pays)

Per person

  • Government database verification (DVS)
  • Photo ID verification (licence, passport, Medicare)
  • Biometric liveness check (selfie match)
  • AML/CTF watchlist screening (PEP, sanctions, adverse media)
  • Ongoing AML monitoring included
  • ML/TF risk assessment
  • AUSTRAC-compliant CDD report (PDF)
See what's included

Entity KYB

$35$0

Free for you (client pays)

Per company, trust, or SMSF

  • ASIC/registry verification (ACN/ABN validation)
  • Company/trust structure & status check
  • Director & shareholder identification
  • Automatic UBO detection (25%+ owners)
  • Corporate AML screening
  • Registered address verification
  • Business activity & trading status
  • AUSTRAC-compliant CDD report (PDF)
  • Zone A coverage (60+ countries)
See what's included

Beneficial owners (25%+ shareholders) are verified at $15 $0 per person after entity verification (when client pays). We automatically detect and prompt for UBO verification.

Identity verification FAQs

Verify your first client now

No signup. No subscription. AUSTRAC-compliant verification from $15.