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October 4, 20269 min read

What to do if you missed the 29 July 2026 AUSTRAC enrolment date

If the 29 July 2026 enrolment date has passed and the firm is not enrolled, the next step is to enrol through AUSTRAC Online and keep the receipt. This page does not state a penalty and does not say you may keep providing a designated service in the meantime.

Quick answer

Enrol now. Record the date you were late and tell the compliance officer. Read AUSTRAC’s current enrol page before you assume a designated service can continue. Do not backdate a program approval so the file looks as if the date was met; a March date on another page is a different marker; the firm suite being A$0 does not enrol you.

People search “missed AUSTRAC enrolment deadline” when a suburban firm notices in August that AUSTRAC Online still shows no enrolment and the 29 July 2026 date has passed. Checked against AUSTRAC’s enrol with us page on 4 October 2026. This is general information, not legal advice. This page does not reproduce that guidance. The March registration marker is a different page, registration and 31 March 2026. The enrolment walk-through is the AUSTRAC enrolment guide. The sector map is /tranche-2.

Late is a date, not a strategy

A missed enrolment date is fixed by enrolling, not by a memo that explains the silence. Use AUSTRAC Online, submit what the form asks, and save the receipt with the program. The compliance officer should know the date the firm was late and the date the enrolment was lodged.

Whether a designated service may be provided before enrolment is accepted is a question for AUSTRAC’s current page, not for a vendor. This page does not give that permission and does not invent a fine.

  • Enrol now. Waiting for a quieter month does not move the date you already missed.
  • Keep the receipt. The lodgement record is what you will be asked for, not a recollection.
  • Do not backdate. A program approval dated last month, written today, is a false record.
  • Separate the March page. A 31 March 2026 marker on another article is not this July date. Read both against AUSTRAC, not against each other.

What to do this week

A late-enrolment sort for a small firm. This table does not reproduce AUSTRAC’s enrol guidance.

StepWhat good looks likeWhat to avoid
Confirm you provide a designated serviceA yes or no from the program, in writingEnrolling because a competitor did
Lodge on AUSTRAC OnlineA receipt saved to the program fileA screenshot with no date
Tell the compliance officerThe missed date and the lodgement dateA quiet fix with no note
Designated services from hereWhatever the current AUSTRAC page requiresA blog’s permission to continue

Where the late-date page stops

This page is what to do after 29 July 2026 if enrolment was missed. It is not the March marker and it is not the click-by-click enrolment guide. Those are registration and 31 March 2026 and the AUSTRAC enrolment guide.

What the client pays

On FreeAML the firm suite is A$0. The firm emails the client a link. Verification is client-pays. On the public list a personal KYC check is A$20 and a company or trust KYB check is A$40. Use KYB when the customer is a company or a trust. Late enrolment is not a check, and the firm suite does not include lodging it. Confirm the live amounts on FreeAML pricing. FreeAML does not enrol your firm, waive a missed date, or state a penalty.

Frequently Asked Questions

Enrolment is the firm’s job on AUSTRAC Online.

The firm suite is A$0. The client pays each check after you are set up. FreeAML does not enrol the firm.

Open the Tranche 2 guide

Questions: team@freeaml.com.au