Free KYC Check Australia

What is a Free KYC Check?

KYC (Know Your Customer) is the process of verifying a customer's identity before providing financial services or high-value transactions. In Australia, AUSTRAC mandates KYC checks for regulated businesses.

A free KYC check means:

✅ Zero upfront cost — no payment until you need the report
✅ No subscription — pay only when you verify someone
✅ No signup required — use instantly without creating an account
✅ Full AUSTRAC compliance — government ID verification + AML screening

You send a verification link to your customer, they complete identity verification on their device, and you get the result. The compliance suite is free. Your client pays $20 per individual KYC check or $40 per entity KYB check. No subscription.

How Free KYC Check Works

1️⃣

Enter Customer Details

Name, date of birth, and email address. Takes 10 seconds. No account needed.

2️⃣

Customer Verifies

They get a secure link, upload ID (licence/passport), take selfie. Works on any device. 2 minutes.

3️⃣

Get Instant Results

Pass/fail + risk rating + full report. Email notification. Download PDF. Built for AUSTRAC Tranche 2 CDD.

What Gets Checked (Automatically):

✅ Government ID Verification
DVS check against VIC/NSW/QLD/etc. databases

✅ Biometric Face Match
Liveness detection + face comparison (anti-fraud)

✅ Sanctions Screening
OFAC, UN, DFAT, EU consolidated lists

✅ PEP Screening
Politically Exposed Persons database

✅ Adverse Media Check
Financial crime, fraud, terrorism associations

✅ ML/TF Risk Rating
Low/Medium/High risk assessment (built for AUSTRAC Tranche 2 CDD)

Who Needs Free KYC Checks?

🏡 Real Estate Agents

Verify buyers and sellers when you broker a sale, purchase or transfer. Ordinary leasing and property management are generally outside Tranche 2. Mandatory from July 1, 2026 for that designated service.

Real estate AML guide →

⚖️ Lawyers & Conveyancers

CDD for trust account clients, settlements, legal services under Tranche 2.

Lawyer AML compliance →

🧮 Accountants

Verify clients setting up trusts, companies, SMSFs. Tranche 2 reporting entity.

Accountant AML toolkit →

💎 Jewellers & Bullion Dealers

Verify customers buying/selling $10k+ in precious metals, gems, luxury goods.

Jeweller AML guide →

🏦 Fintechs & Lenders

Onboard customers for loans, BNPL, crypto, digital wallets. API available.

API pricing →

🚗 Motor Dealers

Car yards, boat dealers, RV/caravan dealers for $10k+ vehicle sales.

Motor dealer guide →

Free KYC Check vs Paid Services

Feature	FreeAML	Typical Paid Service
KYC check	$20	$2-5 each
Setup fee	$0	$500-2,000
Monthly subscription	$0	$100-500/mo
Account creation	Not required	Required
Biometric verification	✅ Included	Extra cost
AML screening	✅ Included	Extra cost
AUSTRAC compliance	✅ Full	✅ Full

Bottom line: FreeAML saves small/medium businesses $100-500/month compared to paid services.

Why is FreeAML Free?

Fair question. Most KYC services charge $100-500/month subscriptions plus $2-5 per check. How do we offer it free?

The business model:

✅ No free-check allowance — the compliance suite is free, and each check is paid
✅ $20 per individual KYC check, $40 per entity KYB check — your client pays, with no subscription
✅ No monthly fees — you only pay when you use it
✅ Premium features — bulk processing, API access, white-label (paid add-ons)

We make money from high-volume users (100+ checks/month) and enterprise features. Small businesses get full AUSTRAC compliance for free. Win-win.

Free KYC Check FAQ

Is this really free?

The compliance suite is free. Your client pays $20 per individual KYC check or $40 per entity KYB check. No subscription. There is no free-check allowance.

How does free KYC fit AUSTRAC customer due diligence?

FreeAML is built for AUSTRAC Tranche 2 CDD workflows. A check can include document verification, biometric liveness, and sanctions and PEP screening, for a CDD report for your firm's file.

Can customers complete KYC on their own device?

Yes. The verification link works on iOS and Android. The customer takes a selfie and a photo of their ID. It takes about 2 minutes.

What IDs are accepted?

Australian driver's licence, passport, birth certificate, Medicare card, citizenship certificate. All verified against government databases.

How long does free KYC check take?

Customer completes verification in ~2 minutes. Results are instant — you get email notification + PDF report immediately.

Can I use this for business customers (entities)?

Yes. We support company, trust, SMSF verification + beneficial owner checks. See entity verification.