First AML alternative for firms under the enterprise minimum

People search “First AML alternative” when a two-partner firm has been told it is below a vendor’s minimum and still has designated services to cover. Checked against AUSTRAC’s summary of Tranche 2 obligations on 4 October 2026. This is general information, not legal advice. This page does not reproduce that guidance. The general alternative note is First AML alternative for Australian firms. Pricing notes on that vendor, which this page does not repeat, are First AML pricing in Australia. The sector map is /tranche-2.

The firm the quote never reached

Enterprise software assumes a firm that can sign an annual contract and staff a rollout, and a two-partner practice, a suburban agency, or a conveyancer on a short settlement list often never gets that conversation. The obligations do not wait for the quote. AUSTRAC’s Tranche 2 summary is the same shape of obligation for a small reporting entity as for a large one, scaled by the program you actually write. This page does not reproduce that summary and does not describe another vendor’s contract.

First AML is a known enterprise name, which is why the search is First AML alternative. The alternative on this page is the motion: the firm does not pay a platform fee, and the client pays the check the program requires. That is not a claim about the other product’s features. It is the FreeAML side of the comparison, stated with list prices only.

• Do not wait for a minimum you cannot meet. The program, the officer, and enrolment are not supplied by a quote.
• Use the list price you can say out loud. A$20 for a person and A$40 for a company or trust. The firm suite is A$0.
• Do not invent their floor. If a salesperson gave you a number, that number is theirs. It is not repeated here.
• Keep pay-as-you-go as the model. Each file that needs a check gets a link. A quiet month does not create a firm invoice for unused checks.

Enterprise quote versus a link

What pay-as-you-go means without this vendor’s name is pay-as-you-go AML and KYC. What any free tool still has to cover is what a free AML tool should include.

Where the enterprise-minimum page stops

This page is the small firm that does not get an enterprise quote. It is not a feature comparison and it is not that vendor’s price. FreeAML does not enrol the firm or approve the program.

What the client pays

On FreeAML the firm suite is A$0. The firm emails the client a link. Verification is client-pays. On the public list a personal KYC check is A$20 and a company or trust KYB check is A$40. Use KYB when the customer is a company or a trust. Being under someone else’s minimum does not create a firm fee on FreeAML, because the suite is A$0 and the check is client-pays. Confirm the live amounts on FreeAML pricing. FreeAML does not state another vendor’s minimum or tell you to buy an enterprise plan.

Frequently Asked Questions