28 days to enrol after you start a new designated service
Enrol within 28 days with AUSTRAC after you start providing a designated service. The clock runs from the start of the service, not from the first invoice and not from the day the program feels finished.
Quick answer
This 28-day enrolment clock is for a business that starts providing a designated service. It is a different date from 29 July 2026. You enrol the business with AUSTRAC. FreeAML does not enrol you, and this page sets no penalty for being late.
People search “enrol within 28 days AUSTRAC” when a firm adds company formations to its work and thinks enrolment can wait until the first invoice is paid. Checked against AUSTRAC's enrol with us page on 4 October 2026. This is general information, not legal advice. This page does not reproduce that guidance. The wider enrolment walk-through is the AUSTRAC enrolment guide. A practical list is the enrolment checklist. The sector map is /tranche-2.
What starts the 28 days
Enrol within 28 days AUSTRAC is the enrolment timing for a business that starts providing a designated service. The enrol page is the source of that timing. This page does not reproduce it, and it does not add a grace period. Starting the service is the event, and sending an invoice later is bookkeeping.
A firm that adds company formations, a registered office, or another new designated service does not inherit a free month to get ready. If the service has started, the clock has started. Read the current enrol page before you count the days, because the page governs.
- Start means providing the service. Not the website refresh, and not the first receipt.
- The business enrols. A staff member's personal login is not enrolment of the entity.
- Software is not the enrolment. Choosing a check tool does not tell AUSTRAC you provide the service.
- Late is still enrol. Missing the window is a reason to enrol now, not a reason to skip it. This page states no penalty figure.
This clock is not the July date
Firms mix the 28-day clock with the 29 July 2026 enrolment date. One is the window after you start a designated service. The other is the date associated with firms coming into the regime at commencement. If you are adding a service now, count the 28 days, and if you are asking what a missed July date means, that is a different page.
Two enrolment timings firms mix up. This table does not reproduce AUSTRAC's enrol page.
| Timing | Who it is about | Wrong use |
|---|---|---|
| 28 days from starting a service | A business that begins providing a designated service | Waiting until the first bill is paid |
| 29 July 2026 | The commencement enrolment date firms are checking | Using it as a fresh 28-day clock in October |
| Enrolment record | The business, on AUSTRAC's system | A line in your own program |
| A new service added later | Starts its own question against the 28-day rule | Assuming the old enrolment covered work you never described |
Where the 28-day page stops
This page is the 28-day clock. It is not the step-by-step enrolment guide. That guide is the AUSTRAC enrolment guide.
It does not describe penalties, and it does not lodge the enrolment. The business does that with AUSTRAC.
What the client pays
On FreeAML the firm suite is A$0. The firm emails the client a link. Verification is client-pays. On the public list a personal KYC check is A$20 and a company or trust KYB check is A$40. Use KYB when the customer is a company or a trust. Enrolment is not a KYC fee and it is not included, or waived, inside the firm suite. Confirm the live amounts on FreeAML pricing. FreeAML does not enrol your business with AUSTRAC or confirm that your new service has started the clock.
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Frequently Asked Questions
Enrol the business. Then run the checks the program names.
The firm suite is A$0. The client pays each check. FreeAML does not enrol the firm.
Open the Tranche 2 guideQuestions: team@freeaml.com.au