Conveyancing AML vs SimpleAML: What “Free” Should Mean
A free conveyancing AML register and a customer due diligence check are different products. Most firms need the paperwork and the verification, not one slogan.
Quick answer
SimpleAML is a free, browser-based compliance record for small conveyancing practices: program, training log, risk notes, and matter records stored on the device. FreeAML is the customer due diligence check: $0 platform, $15 KYC, $35 KYB, client-pays. Use both jobs deliberately. A free register does not verify the identity. A check does not replace the program.
Two different “free” stories
Conveyancers searching for free AML usually land on a document tool or a settlement-stack add-on. SimpleAML’s public positioning is a local browser app: no account, data on the device, built for sole and small practices, including a matter register. That can be a sensible place to keep the program paperwork.
The settlement still needs customer due diligence when the service is designated. FreeAML sends the client a link, they finish on a phone, and you keep the outcome. Client-pays means their card covers the $15 or $35. You do not take on a monthly AML subscription to do that.
Conveyancing comparison
Narrative comparison from public positioning. Confirm current scope on each vendor’s site.
| FreeAML | SimpleAML | Forms Live / AML Assured | |
|---|---|---|---|
| Job | Remote CDD check | Free local compliance record | Forms and workflow; AML Assured is a real-estate platform |
| Platform fee | $0 | Marketed as free | Suite or monthly fee — confirm live |
| Per check | $15 KYC / $35 KYB | Not a biometric check product | Depends on the AML partner |
| Client-pays | Yes | No check fee to pass on | AML Assured also markets client-pay; confirm the platform fee |
| Records | Check outcome for the file | On-device program and matter notes | Inside the forms or agency platform |
| Best when | You need the client verified | You need a free program register | You already live in that forms stack |
Client-pays callout
If the comparison is “what does the firm pay per settlement”, put client-pays in the column. On FreeAML the firm’s cash for that check can be $0. A forms subscription can still be worth it for the documents you already produce. Do not pay twice for the same identity check without telling the client. Prices are on /pricing.
How a conveyancer can use both
- Keep the program, training log, and risk notes wherever the practice already stores them — SimpleAML if you want their free register, or your own system.
- Enrol on AUSTRAC. The prove-it note is the section 167 guide.
- On each in-scope matter, run the check from /aml-check.
- Choose client-pays or a disclosed disbursement, and write it on the tax invoice in plain language.
- Save the outcome with the matter. A policy template is not the outcome.
Related reading: free Tranche 2 steps for conveyancers, AML checks for lawyers, and InfoTrack AML pricing if the alternative you were quoted is a search bundle. The sector overview is /tranche-2.
What not to believe
- “Free AML” that never identifies the customer is unfinished.
- VOI or a forms bundle is not automatically CDD.
- Two firms on the same conveyance should agree who runs the check so the client is not billed twice in silence.
- Client-pays is not an AUSTRAC fee.
📚 Related Resources
Lawyer AML Toolkit →
Complete compliance toolkit for lawyers & conveyancers.
Conveyancer AML Tools →
Specialized tools for settlement agents.
Free KYC Check →
Verify customer identity in 60 seconds. Government ID + AML screening.
Free AML Program →
Board-ready AML/CTF Program template. All 10 AUSTRAC sections included.
Risk Assessment Generator →
AI-powered ML/TF risk assessment. 20-page compliant report in 5 minutes.
Free AML Training →
Online courses for staff. CPD-certified certificates included.
Frequently Asked Questions
Verify the party on the matter
Client-pays can cover the check. The program still lives with the practice.
Start an AML checkQuestions: team@freeaml.com.au